Apply Now

NetZero Finance

Financing that closes deals in minutes, not weeks.

Two products. One platform. Channel finance for your working capital. Solar loans for your customers. Both powered by NetZero Finance, our RBI-licensed NBFC. Approval in 5 minutes. Disbursement in 48 hours.

Apply for Financing Access Talk to a Partner Manager on WhatsApp
RBI-Licensed NBFC $34.5M backing from SMBC, Schneider Electric, BII

Two Products for Your Business

Channel finance. Solar loans. One platform.

Product A -- For Your Business

Channel Finance

Working capital constraints stop more solar businesses than anything else. You have a customer who wants a 5 kW system. Your distributor needs payment upfront. The customer's loan takes two weeks to disburse. In the gap, you either use personal funds or delay the project.

Channel finance solves this:

  • Purchase order financing: buy equipment before the customer's loan disburses
  • Working capital lines for inventory purchases
  • Disbursement to your business account within 48 hours of approval
  • Rates starting at market-competitive levels (varies by tier and volume)
  • Limits up to Rs [X] Cr per partner, based on installation track record
Product B -- For Your Customers

Solar Loans

Show your customer their EMI before they leave your office. NetZero Finance pre-approves homeowners in 5 minutes via your PartnerApp -- no branch visit, no document collection on your end.

  • Pre-approval: 5 minutes via PartnerApp
  • Digital KYC: PAN + Aadhaar only
  • Loan amounts: Rs 50,000 to Rs 10,00,000
  • Tenures: 3 to 10 years
  • Rates: 7% for PM Surya Ghar eligible (up to 3 kW), 10-14% for larger systems
  • Collateral-free up to Rs 6,00,000
  • Disbursement: Direct to your business account within 48 hours of installation verification

Rate Comparison -- Honest

Where we beat banks. Where we don't.

Financing Source Interest Rate Approval Time Documents Digital Collateral
SBI Surya Ghar 7.00% (up to 3 kW) 4-6 weeks Extensive Partial Free up to 3 kW
SBI (3-10 kW) 9.15-10.15% 4-6 weeks Extensive Partial Required
Bank of Baroda 7.20-9.25% 3-5 weeks Moderate Partial Varies
ICICI / HDFC 8.75-11.00% 2-3 weeks Moderate Yes Varies
NetZero Finance 7-14% 5 minutes PAN + Aadhaar 100% digital Free up to Rs 6L
SBI is cheaper on rate for systems up to 3 kW. We are faster on everything else. Your customer gets approved before they leave your site visit. That is not a marginal advantage -- it is the difference between a deal that closes today and one that gets lost in four weeks of paperwork.

The Process

Five steps. No bank branch. No paperwork chasing.

Customer visits your office or you visit them for a site survey.

Open PartnerApp, enter customer's PAN and basic details.

Takes 2 minutes.

Pre-approval result appears in 5 minutes.

Show the customer their EMI. Close the deal.

Install the system.

Upload verification photos and net meter confirmation to PartnerApp.

Disbursement to your business account within 48 hours.

No bank branch. No document courier. No chasing the customer for paperwork. You install; we pay.

4m 38s

Average financing approval time

Rs 500+ Cr

Disbursed to partner-originated projects

48 hrs

Disbursement SLA on verified installations

Commission Structure by Tier

Full transparency on what you earn.

Tier What You Earn
Bronze Standard margin on self-sourced leads
Silver Improved financing rates, priority processing
Gold D2C leads at Rs 30,000-32,000 per project
Platinum D2C leads at Rs 33,000-35,000+ per project

FAQ

Common questions about NetZero Finance.

Start using financing as a sales tool, not a waiting period.

Apply for Financing Access Talk to a Partner Manager on WhatsApp